Going to the Experts

Sometimes, you can't find out what you need to know from a website or the library. The information might be very timely, such as interest rates on mortgages that change daily, or it just might not be published (such as someone's opinion on a given subject). In such a case, you need to find a person or people who have the information you are looking for.

Experts are simply those who know their subjects and can be relied upon to supply correct information. They might know about it because they have studied it or worked with it long enough to be considered highly informed. Getting information from an expert can be simple. You might just have to look up a number in the phone book and make a quick call. Or, it can involve a number of steps. You might need to do some research first to find your expert. That could mean asking around or using the resources of your library or the Internet. Once you have a name and contact information then you can proceed to gather information.

The great benefit of finding an expert you can trust, who has the facts you need, is that he or she can save you time. Instead of hunting for information from sources that may or may not yield what you are looking for, you have a reliable source. A loan officer at your bank will know exactly what the current mortgage rate is and be able to explain the difference in cost, long-

term, between a 15- and a 20-year mortgage. Related questions may be answered without consulting other websites or print resources.

Friendly Persuasion

Friendly Persuasion

To do this successfully you need to build a clear path of action by using tools if necessary. These tools would be facts, evidence and stories which you know they can relate to. Plus you always want to have their best interests at heart, in other words, you know what is good for them

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